ADVISER GUIDE - OnePath

← Back to document page

ADVISERGUIDEOneCare1 August 2022INSURANCEContentsSection 1 OneCare at a glance 4All covers 4Life Cover 6TPD Cover 7Trauma Cover 9Child Cover 10Extra Care Cover 11Income Secure Cover 12Business Expense Cover 14Living Expense Cover 15Section 2 Underwriting: Medical requirements 16Life, TPD and Trauma Cover 16Total risk (Life, stand alone TPD Cover and stand alone Trauma Cover) 16Trauma risk 17Section 3 Underwriting: Financial requirements 22Lump sum financial evidence table 22Multiples of income relating to personal lump sum covers 23General financial evidence explained 29Section 4 Underwriting special offers 30Guaranteed Income Secure Cover for Farmers (increase to existing policies only) 30Section 5 Modified underwriting 31Section 6 Continuation Options 33General conditions 33Section 7 Other underwriting rules and practices 35Occupation categories 40Section 8 SuperLink arrangement 43Section 9 Policy maintenance and administration procedures 45General policy administration 45OnePath policies excluding OneCare 59Tr

OneCare is issued by OnePath Life. OneCare Super is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 . AFSL 238346 (OnePath Custodians). OnePath Life and OnePath Custodians are not related bodies corporate. Section 11 – Premiums and commission 71 Discounts 71 Multiple life discount 71 Multi-cover discount 72 Size discount/loading 74

  Guide, Custodian, Adviser, Onepath, Onepath custodians, Adviser guide