Best Interest Disclosure Statement

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BIDS-042022Best Interest Disclosure StatementPlease retain for your recordsMerrill Lynch, Pierce, Fenner & Smith IncorporatedOne Bryant ParkNew York, NY Regulation Best Interest Disclosure Statement ( Disclosure Statement ) provides information about the scope and terms of the brokerage services that merrill Lynch, Pierce, Fenner & Smith Incorporated ( merrill , merrill Lynch, or we, us or our) provides to retail clients that engage merrill for brokerage services. It will help you understand our approach, services, fees, compensation and conflicts of information in this Disclosure Statement is current as of the date below. We reserve the right to change our programs, fees and payment structures at any time. We will notify you of any material changes we make. You should review this Disclosure Statement carefully, retain it with your records and refer to it when you receive recommendations from us. You can obtain a paper copy of this Disclosure Statement and any other disclosures referenced free of charge by contacting your financial advisor or calling us toll free at ( ).

Merrill is a dual registrant, which means that it is registered with the U.S. Securities and ... and a self-guided investment advisory program ... investing, asset management and other financial products and services. In the United States, Merrill acts as a broker ...

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