CEDARTREE POLICY WORDING - …

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CEDARTREE POLICY WORDING2MSM 6102018 v1. 24CONTENTPolicy Summary3Introduction11Definitions12Gener al conditions applicable to the whole policy14Claims conditions14Important conditions relating to health15What is not covered - applicable to all sections of the policy16Sports and activities covered 17How to contact us in an emergency 19Section A - Cancellation or curtailment charges20Section B - Emergency medical and other expenses21Section C - Hospital benefit22Section C1 - Pet Care23Section D - Personal accident23Section E - baggage24Section E1 - Gadget cover24Section E2 - Gadget cover extension24Section F - Personal money, passport and documents27Section G - Personal liability28Section H - Delayed departure28Section I - Missed departure29Section J - Legal expenses and assistance30Section K - Hijacking31Section L - Mugging cover31Section M1 - Schedule Airline Failure Insurance32Section M2 - End Supplier Failure32Sections N - Ski equipment33Section O - Ski equipment hire34Section P - Ski pack34Section Q - Piste closure35Section R - Avalanche or landslide cover35Section S - Physiotherapy in the United Kingdom3

3 MSM 10618 v1.23 This policy summary does not contain full details and conditions of your insurance – these are located in your policy wording. This insurance is underwritten by AXA Insurance UK plc.

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