ConocoPhillips SAVINGS PLAN
ConocoPhillipsSAVINGS PLANEffective Jan. 1, 20162016Contact Information 2Legal Information 2Introduction 3Plan Highlights 4Who Is Eligible 5How to Enroll 5Contributions to the Plan 5Employee Contributions 5Changing Your Contributions 5Company Contributions 6Company Matching and Discretionary Contributions 6Company Contributions in Lieu of Pension (CILP) 7Rollover Contributions 7Vesting 7Annual IRS Limits 7Before-Tax and Roth 401(k) Contribution Limit 7Annual Additions Limit 8Annual Compensation Limit 8Nondiscrimination Limits 8Investing Your Contributions 8Investment Options 8Changing Your Investment Allocation 9Current Contributions 9Existing Account Balances 9Exchange Rules 10Single Stock Fund Transactions 10Your Plan Account 11Valuation of Your Account 11Account Statements 11Plan Loans 11Number and Terms of Loans 12Loan Amounts
2016 CONTACT INFORMATION Vanguard is the Plan recordkeeper. Contact Vanguard if you have questions about the Plan or for any other Plan-related
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