MEMBER GUIDE - Libcare
MEMBER GUIDE2018Inside this MEMBER GuideIntroduction02 Libcare 2018Libcare Trustees and Principal OfficerFraud AwarenessUseful InformationLibcare 2018: Benefit DesignRisk Benefits10 Major Medical Benefits Chronic Benefits Preventative Care Benefits Crime Trauma Benefit Casualty Benefit (After-hours emergencies)Day-to-day Benefits24Medical Savings Facility (MSF)Out-of-Hospital Expenses Benefit (OHEB)Self-Payment Gap (SPG)Threshold Benefits (THB)Membership Information27Self-help Services31How to Claim332018 Benefit Table35NotesExclusionsContributionsCalcu late your Day-to-day BenefitsGlossary46Contact Details48DisclaimerThis is an overview and summary of the Libcare services and benefits. Every attempt has been made to ensure complete accuracy of this MEMBER GUIDE . However, in the event of a conflict between this GUIDE and the registered Rules of the Scheme, the Rules will prevail. E & GUIDE 2018Libcare 2018Libcare is a restricted membership medical scheme registered under the Medical Schemes Act 131 of 1998.
Inside this Member Guide Introduction 02 bLci aer 2018 Libcare Trustees and Principal Officer Fraud Awareness Useful Information Libcare 2018: Benefit Design
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