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MEMBER GUIDE - Libcare

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MEMBER GUIDE2018Inside this MEMBER GuideIntroduction02 Libcare 2018Libcare Trustees and Principal OfficerFraud AwarenessUseful InformationLibcare 2018: Benefit DesignRisk Benefits10 Major Medical Benefits Chronic Benefits Preventative Care Benefits Crime Trauma Benefit Casualty Benefit (After-hours emergencies)Day-to-day Benefits24Medical Savings Facility (MSF)Out-of-Hospital Expenses Benefit (OHEB)Self-Payment Gap (SPG)Threshold Benefits (THB)Membership Information27Self-help Services31How to Claim332018 Benefit Table35NotesExclusionsContributionsCalcu late your Day-to-day BenefitsGlossary46Contact Details48DisclaimerThis is an overview and summary of the Libcare services and benefits. Every attempt has been made to ensure complete accuracy of this MEMBER GUIDE .

Inside this Member Guide Introduction 02 bLci aer 2018 Libcare Trustees and Principal Officer Fraud Awareness Useful Information Libcare 2018: Benefit Design

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