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STATE OF NEW JERSEY DEPARTMENT OF THE TREASURY DIVISION OF PENSIONS & BENEFITS NJ DIRECT HIGH DEDUCTIBLE HEALTH PLAN MEMBER GUIDEBOOK FOR EMPLOYEES AND RETIREES ENROLLED IN THE STATE HEALTH BENEFITS PROGRAM PLAN YEAR 2022 ADMINISTERED FOR THE DIVISION OF PENSIONS & BENEFITS BY HORIZON BLUE CROSS BLUE SHIELD OF NEW JERSEY NEW JERSEY DIVISION OF PENSIONS & BENEFITS TABLE OF CONTENTS INTRODUCTION ........................................ ........................................ ........................................ .4 Horizon BCBSNJ Member Online Services.

NJWELL Rewards Program Your benefits include NJWELL, a wellness program for eligible members and their covered spouses or partners. Eligible members earn points toward an NJWELL Visa® Prepaid card valued at $350 by completing activities, including an online health assessment, a biometric health screening, online

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