SETTLEMENT AGREEMENT AND RELEASE

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SETTLEMENT AGREEMENT AND RELEASEThis SETTLEMENT AGREEMENT and RELEASE is entered into between and among Plaintiffs Keith Snyder, Susan Mansanarez, and Tracee A. Beecroft ( Plaintiffs ), on behalf of themselves and all SETTLEMENT Class Members as defined herein on the one hand, and Ocwen Loan Servicing, LLC ( Ocwen ), on the other. Plaintiffs and Ocwen are referred to collectively in this SETTLEMENT AGREEMENT as the Parties. October 27, 2014, Plaintiff Snyder filed the Snyder Litigation, a putative nationwide class action in the United States District Court, Northern District of Illinois, alleging violations of the Telephone Consumer Protection Act ( TCPA ) and the Fair Debt Collections Practices Act ( FDCPA ). On April 16, 2016, Plaintiff Snyder amended his class action complaint to add Plaintiff Mansanarez as a class representative for the putative TCPA class alleged in the Snyder Litigation. On January 25, 2015, Plaintiff Beecroft filed the Beecroft Litigation in the United States District Court, District of Minnesota, a putative nationwide class action alleging violations of the TCPA, in which she also alleged individual claims for violations of the FDCPA and Fair Credit Reporting Act, invasion of privacy, and credit September 9, 2016, the Beecroft Litigation was transferred to the Northern District of Illinois.

SETTLEMENT AGREEMENT AND RELEASE This Settlement Agreement and Release is entered into between and among Plaintiffs Keith Snyder, Susan Mansanarez, and Tracee A. Beecroft (“Plaintiffs”), on behalf of themselves

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