SUMMARY PLAN DESCRIPTION - Andeavor

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1 Andeavor 401(k) plan SUMMARY plan DESCRIPTION As of January 1, 2018 401(k) plan - January 1, 2018 2 HIGHLIGHTS OF YOUR Andeavor 401(K) plan ........................................ .................... 3 IMPORTANT DEFINITIONS .................................... 4 WHO CAN JOIN ........................................ ............... 4 HOW TO ENROLL ........................................ ........... 5 YOUR CONTRIBUTIONS ........................................ 5 Pre-Tax Savings.

401(k) Plan - January 1, 2018 3 HIGHLIGHTS OF YOUR ANDEAVOR 401(K) PLAN You may join the 401(k) Plan and begin contributions when …

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