Rule Summary Home Mortgage Disclosure
Found 5 free book(s)New Rule Summary: Home Mortgage Disclosure …
files.consumerfinance.gov3 NEW RULE SUMMARY: HOME MORTGAGE DISCLOSURE (REGULATION C) include agricultural-purpose transactions or other specifically excluded transactions, even if they are dwelling-secured. Home improvement loans will only be covered loans if they are secured by a dwelling. The HMDA Rule also changes the scope of covered preapproval requests.
FEDERAL RESERVE SYSTEM 12 CFR Part 203 HOME …
www.ffiec.govHOME MORTGAGE DISCLOSURE AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule; staff interpretation. SUMMARY: The Board is amending Regulation C (Home Mortgage Disclosure) and the commentary interpreting the regulation. The Board’s amendments to Regulation C expand the coverage of nondepository lenders by adding a $25 ...
2021 GUIDE TO HMDA REPORTING
www.federalreserve.govexecutive-summary.pdf. Further, Section 2 of the HMDA Small Entity Compliance Guide, available in Appendix B of this Guide, also provides an overview of t hese changes. 5 Home Mortgage Disclosure (Regulation C), 82 FR 43088 (Sept. 13, 2017) (2017 HMDA Rule). For more information on the specific changes made by the 2017 tech nical corrections
Home Ownership and Equity Protection Act (HOEPA) Rule
files.consumerfinance.govdisclosure under RESPA, or the §1026.40 disclosure for home equity lines of credit (HELOCs). The October 2013 Interim Final Rule modified the January 2013 HOEPA Rule to require that the consumer receive the high-cost mortgage disclosures under §1026.32(c) before counseling, for transactions where the other disclosures
Section C. Streamline Refinances Overview
www.hud.govdetermine that the borrower will continue to make mortgage payments. 4155.1 6.C.2.d Required Usage of a Credit Qualifying Streamline Refinance A credit qualifying streamline refinance must be considered when a change in the mortgage term will result in an increase in the mortgage payment of more than 20%