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2019 Mortgage Market Activity and Trends

CONSUMER FINANCIAL PROTECTION BUREAU | JUNE 2020. Data Point: 2019. Mortgage Market Activity and Trends A First Look at the 2019 HMDA Data 1. This is another in an occasional series of publications from the Consumer Financial Protection Bureau's Office of Research. These publications are intended to further the Bureau's objective of providing an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse. See 12 5493(d).[1]. [1] This report was prepared by Young Jo, Feng Liu, Akaki Skhirtladze, and Laura Barriere. 2 DATA POINT: 2019 Mortgage Market Activity AND TREND.

This Data Point article provides a first overview of residential mortgage lending in 2019 based on data collected under the Home Mortgage Disclosure Act (HMDA). HMDA is a data collection, reporting, and disclosure statute enacted in 1975. HMDA data are used to assist in determining

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  Disclosures, Mortgage, Mortgage disclosure

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