25.49% 25.49% - apply.syf.com

1 SYNCHRONY BANKSECTION I : RATES AND FEES TABLEBELK REWARDS MASTERCARD AND BELK REWARDS CARD ACCOUNT AGREEMENTI nterest Rates and Interest ChargesBELK REWARDS MASTERCARD BELK REWARDS CARDA nnual Percentage Rate (APR) for for Cash ApplicableHow to Avoid Paying Interest on PurchasesYour due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each Interest ChargeIf you are charged interest, the charge will be no less than $ you are charged interest, the charge will be no less than $ Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial

up to five days after receipt. 3. Returned E-mails. If e-mails advising you of the availability of statements are returned to us, we may cancel your enrollment for electronic statements and resume sending you paper statements in the mail. If this happens, you will need to re-enroll to receive electronic statements with updated information. 4.

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