A GUIDE TO YOUR ACCOUNT

HAVE QUESTIONS? CALL US AT 1-800-935-9935 (WE ACCEPT OPERATOR RELAY CALLS) WANT MORE INFO? SEE THE DEPOSIT ACCOUNT AGREEMENT1 chase TOTAL CHECKING A GUIDE TO YOUR ACCOUNT It s important that you understand how your chase Total Checking ACCOUNT works. We ve created this GUIDE to explain the fees and some key terms of your personal SERVICE FEEM onthly Service Fee$12 How to Avoid the Monthly Service Fee During Each Monthly Statement Period$0 Monthly Service Fee when you have any ONE of the following: Electronic deposits made into this ACCOUNT totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa or Mastercard network OR, a balance at the beginning of each day of $1,500 or more in this ACCOUNT OR, an average beginning day balance of $5,000 or more in any combination of this ACCOUNT and linked qualifying deposits1/investments2 ATM FEESNon- chase ATM (Avoid these f)

returned. Here are the cutoff times for some ways of making a deposit or transferring funds from another Chase account: • At a branch before it closes • At an ATM before 11 p.m. Eastern Time (8 p.m. Pacific Time) • When transferring money on chase.com or Chase Mobile or using Zelle before 11 p.m. Eastern Time (8 p.m. Pacific Time)

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