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ADVANCED BANK OF ASIA LTD General Terms & Conditions …

Page 1 of 18 ADVANCED BANK OF ASIA LTD General Terms & Conditions for Online Banking Service Page 2 of 18 Contents 1. DEFINITIONS 3 2. ONLINE BANKING SERVICE SERVICES 5 3. ELIGIBILITY 6 4. YOUR CONSENT 6 5. AVAILABILITY 7 6. ACCESS 8 7. USER ID, LOG IN PASSWORD, token PIN 8 8. INSTRUCTIONS FROM CUSTOMER 8 9. EXECUTION OF INSTRUCTIONS BY BANK 9 10. EXECUTION CUT OFF TIMES 10 11. TRANSACTION INSTRUCTION LIMITS 10 12. RECORDS AND STATEMENTS 10 13. CUSTOMER S OBLIGATIONS 11 14. BANK S RIGHTS 11 15. SECURITY MEASURES 11 16. LIABILITY AND INDEMNITY 13 17. JOINT AND SEVERAL LIABILITIES 14 18. BANK S EXCLUDED LIABILITY 14 19. BANK CHARGES 15 20. SET-OFF AND CURRENCY CONVERSIONS 15 21.

1.19 "Token Pin" means any confidential password, security code or other identifier issued by us, directly or indirectly, to access or facilitate access to an Online Banking service Service and " Codes" shall be construed accordingly; 1.20 “Token” means any device, electronic key, smartcard, procedure, or other thing issued by us,

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