ADVANTAGE ADVANTAGE — 50 PLUS

3150(8/18) Trademark of Industrial Alliance Insurance and Financial Services Inc. used under license by IA American Life Insurance Company CN14-078 ADVANTAGE (Ages 0 through 49)& ADVANTAGE 50 PLUS(Ages 50 through 85)Whole Life InsuranceUnderwritten by:AmericanLife Insurance CompanyPlusAGENT GUIDEU nderwriting GuidelinesPremium Rates Immediate Death Benefit Plan, policy Form No. 3118 Return of Premium Benefit Plan, policy Form No. 3119 AGENT GUIDE FOR FIELD USE ONLY 2 Table of ContentsSECTION 1 - General InformationItem: Page #:Key Contact Information .. 3 Plan Descriptions .. 4 policy Specifications .. 4 Other Required Forms/Key Administrative Guidelines .. 5 Telephone Interview Information .. 6 Third Party Payor Guidelines .. 6 Product Software .. 7 Application Submission Instructions (Paper/Mobile/Remote) .. 7 State Specifics .. 7 State Approval Chart.

Prior to a policy being issued, the Proposed Insured must answer personal medical history questions via a tele-phone interview if the applicant is between the ages of 40 and 85. The interview is designed to confirm the answers given on the application. These telephone interviews should be completed point-of-sale before you leave the client’s ...

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  Policy, Personal, Advantage, Phone, Advantage advantage

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