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Advantage Agent Guide - Everest Funeral Concierge

3150(8/18) Trademark of Industrial Alliance Insurance and Financial Services Inc. used under license by IA American Life Insurance Company CN14-078 Advantage (Ages 0 through 49)& Advantage 50 PLUS(Ages 50 through 85)Whole Life InsuranceUnderwritten by:AmericanLife Insurance CompanyPlusAGENT GUIDEU nderwriting GuidelinesPremium Rates Immediate Death Benefit Plan, Policy Form No. 3118 Return of Premium Benefit Plan, Policy Form No. 3119 Agent Guide FOR FIELD USE ONLY 2 Table of ContentsSECTION 1 - General InformationItem: Page #:Key Contact Information .. 3 Plan Descriptions .. 4 Policy Specifications .. 4 Other Required Forms/Key Administrative Guidelines.

See page 11 in this guide for E-Check procedures. • Applications on Juveniles (Issue Ages 0-17): — If the grandparent or legal guardian applies for coverage on a …

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