Transcription of AN EMPLOYER’S GUIDE TO
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AN EMPLOYER’S GUIDE TO
1AN EMPLOYER S GUIDE TOWORKERS COMPENSATIONIN NEW JERSEYI. WHAT IS WORKERS compensation ? ..2II. WORKERS compensation BENEFITS ..3 III. INSURANCE REQUIREMENTS ..4 Types of Coverage Definition of Employee Obtaining Workers compensation Coverage Insurance Premium Rates What a Workers compensation Policy Covers Penalties for Failure to InsureIV. BEFORE AN INJURY OCCURS ..9 Posting Notice Establish Clear Procedures for Employees and ManagersV. REPORTING WORK ACCIDENTS AND OCCUPATIONAL EXPOSURES ..10VI. HOW TO REDUCE WORKERS compensation COSTS ..11 Establish a Safety Program Establish Return-to-Work Programs Establish and Maintain Good Communication with Your Injured Employees Ensure Prompt Treatment from the Right Medical ProvidersVII. CLAIM PETITIONS IN WORKERS compensation ..13 VIII. WHAT ELSE DOES AN EMPLOYER NEED TO KNOW?
The Division of Workers’ Compensation is responsible for the administration of the New Jersey Workers’ Compensation Act (N.J.S.A. 34:15-1 et seq.). This is accomplished by: • ensuring that workers receive fair and timely workers’ compensation benefits for work-related injuries from their employers and/or insurance carriers;
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