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ANNEXURE IV List of Expenses Generally Excluded ('Non ...

ANNEXURE IV. List of Expenses Generally Excluded (' Non-admissible Expenses ') in Hospit alisat ion Policy GUIDELINES ON STANDARDISATION IN HEALTH INSURANCE - IRDA CIRCULAR No IRDA/HLT/CIR/036/02/2013 DATED S. No. Items Suggestions A Toiletries/ Cosmetics/ Personal Comfort or Convenience Items 1 Hair Removing Cream Not Payable 2 Baby Charges (unless speci ed/indicated) Not Payable 3 Baby Food Not Payable 4 Baby U lites Charges Not Payable 5 Baby Set Not Payable 6 Baby Bo es Not Payable 7 Brush Not Payable 8 Cosy Towel Not Payable 9 Hand Wash Not Payable 10 Moisturiser Paste Brush Not Payable 11 Powder Not Payable 12 Razor Payable 13 Shoe Cover Not Payable 14 Beauty Services Not Payable 15 Belts/ Braces Essen al and Should be Paid at least S

List of Expenses Generally Excluded ('Non-admissible Expenses ') ... Treatment if Excluded in Policy Exclusion in Policy unless otherwise specified ... 118 Expenses Related to Prescription on Discharge To be Claimed by Patient under Post -Hospitalisation where admissible

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