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Ascensus: A Guide to Multiple Employer Plans

A Guide to Multiple Employer PlansA recent examination of yourcurrent ownership structurehas shown that you mayneed to update theadministration of yourretirement plan(s).Ascensus can within your corporate structure can affect the way that you need to administer your retirement plan. Instructures with more than one Employer , this can involve separating your plan from an established Multiple employerplan (MEP) or changing your plan so that it operates as a MEP. A MEP is a single retirement plan used by two or more employers who are neither related enough to be a controlledgroup nor part of an affiliated service group. Parties involved in a MEP include a Lead Employer (the Employer whoestablishes the plan) and Participating employers (any number of employers who adopt the plan).To help you determine whether each Employer should adopt its own separate plan or if you should operate your plan asa MEP, we ve prepared a Guide that discusses what is involved with each course of action.

be filed. If the assets attributable to an employer are available for the benefit of only that employer’s employees, each Participating Employer may have to file a separate Form 5500. If separate 5500s are required, Ascensus charges additional 5500 preparation fees. These fees are $750 for a Form 5500-SF or $1,500 for a Large Form 5500.

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