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Assessing Credit Risk Management Practices in the Banking …

2015. Kwaku D. Kessey. This is a research/review paper, distributed under the terms of the Creative Commons Attribution-Noncommercial Unported License ), permitting all non-commercial use, distribution, and reproduction in any medium, provided the original work is properly cited. Global Journal of Management and business Research: C Finance Volume 15 Issue 6 Version Year 2015 Type: Double Blind Peer Reviewed International Research Journal Publisher: Global Journals Inc. (USA) Online ISSN: 2249-4588 & Print ISSN: 0975-5853 Assessing Credit Risk Management Practices in the Banking Industry of Ghana: Processes and Challenges By Kwaku D. Kessey Kwame Nkrumah University of Science and Technology, Ghana Abstract- The Banking industry of Ghana is faced with several challenges among them is Credit risk Management notwithstanding the fact that, knowledge and technology in that field have increased.

institution to maintain sound credit underwriting standards. Also, it assists the institutions to assess, monitor and control credit risk. Again, it covers evaluation of new business opportunities, identify, administer and collect challenging credits. This implies that credit policy framework for addressing risk has to be comprehensive.

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