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AUTHORIZATION AND RELEASE TO OBTAIN …

AUTHORIZATION AND RELEASE TO OBTAIN PERSONAL INFORMATION By signing below, the undersigned hereby voluntarily authorize Fairfield Financial Services, Inc. ("FFS") to OBTAIN consumer reports and/or investigative consumer reports about us from a consumer reporting agency and to consider the reports when making decisions or when advising or counseling lenders regarding our application for the extension of credit or after we may become a borrower with respect to any evaluation of credit risk in connection with any collection activity or an extension or modification of an existing credit or the extension of new or additional credit. Prior to signing this AUTHORIZATION we have read the attached document entitled Fair Credit Reporting Act Disclosure, which defines the terms consumer, consumer report and investigative consumer report, and the summary of rights under the Fair Credit Reporting Act attached to the disclosure.

Fair Credit Reporting Act Disclosure Fairfield Financial Services, Inc. ("FFS"), on behalf of itself and as a mortgage broker representing potential or existing mortgage lenders, when considering your application for the extension of credit and when

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