Transcription of Automobile Insurance Guide
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Automobile Insurance Guide
AutomobileInsuranceGuidePage 1 Simply stated, Automobile Insurance is a contract between you andyour Insurance company that protects you against financial loss ifyou are in an accident. Auto policies contain a variety of coveragesthat can be purchased depending upon your needs and wants. Youagree to pay the premium, and in return, the Insurance companyagrees to pay for certain expenses as defined in your policy. Havingthe right Insurance coverage may prevent you from suffering a largefinancial loss in the event of an Automobile Automobile Insurance mandatory?Page 2Pa s required coveragesPage 3Pa s optional coveragesPage 3 How rates are determinedPage 5 When you re ready to apply for coveragePage 5 Things to keep in mindPage 6 Teen driversPage 7 Mature driversPage 7 Options for those without insurancePage 7 The following supplements are also available to you free of chargeand can be downloaded from our Web site:Auto Insurance GlossaryQuestions and Answers about Automobile InsuranceComparison of Sample Premium RatesAnIntroductionA glance atwhat s insideA glance at what s insidePage 2 Drivers must purchase and maintain car Insurance in order to legallydrive in Pennsylvania.
When you purchase private passenger automobile insurance, there are certain coverages that are required and others that are optional. The required coverages are: Medical Benefits — This pays medical bills for you and others who are covered by your policy, regardless of fault. The minimum limit is $5,000 of coverage.
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