Transcription of Automobile Insurance Guide
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Automobile Insurance Guide
AutomobileInsuranceGuidePage 1 Simply stated, Automobile Insurance is a contract between you andyour Insurance company that protects you against financial loss ifyou are in an accident. auto policies contain a variety of coveragesthat can be purchased depending upon your needs and wants. Youagree to pay the premium, and in return, the Insurance companyagrees to pay for certain expenses as defined in your policy. Havingthe right Insurance coverage may prevent you from suffering a largefinancial loss in the event of an Automobile Automobile Insurance mandatory?Page 2Pa s required coveragesPage 3Pa s optional coveragesPage 3 How rates are determinedPage 5 When you re ready to apply for coveragePage 5 Things to keep in mindPage 6 Teen driversPage 7 Mature driversPage 7 Options for those without insurancePage 7 The following supplements are also available to you free of chargeand can be downloaded from our Web site: auto Insurance GlossaryQuestions and Answers about Automobile InsuranceComparison of Sample Premium RatesAnIntroductionA glance atwhat s insideA glance at what s insidePage 2 Drivers must purchase and maintain car Insurance in order to legallydrive in Pennsylvania.
an auto accident. Income Loss — This coverage pays a portion of your lost wages when injuries sustained in an auto accident keep you from working. Collision — This benefit pays to repair damage to your car as a result of an accident. Most banks or lenders require you to buy this coverage to receive a car loan.
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