Transcription of Bendigo SmartStart Super PDS FINAL
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Bendigo SmartStart Super PDS FINAL
Bendigo SmartStart Super Product Disclosure Statement Dated 21 November 2016 This Product Disclosure Statement ( Statement or PDS ) is issued by Sandhurst Trustees Limited (ABN 16 004 030 737, AFSL No. 237906) ( Sandhurst , we , us or our ), the trustee and the issuer of interests in Bendigo SmartStart Super ( the Plan ). Contents 1. About Bendigo SmartStart Super 22. How Super works 23. Benefits of investing with Bendigo SmartStart Super 24. Risks of Super 35. How we invest your money 36. Fees and costs 57. How Super is taxed 68. Insurance in your Super 79. How to open an account 8 Contact details Sandhurst Trustees Limited Bendigo SmartStart Super GPO Box 529 Hobart TAS 7001 Phone: 1800 033 426 Fax: 03 6215 5800 Email: Our website: Important information This PDS is a summary of significant information relating to Bendigo SmartStart Super and will help you decide whether this product will meet your needs.
of an employee’s ordinary time earnings, to a super fund of the employee’s choice, or where an employee doesn’t make a choice, to a MySuper product nominated by the employer (these contributions are known as Superannuation Guarantee or SG contributions). Most employees have the right to choose
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