Transcription of Benefi ts and Contribution Guide
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Benefi ts and Contribution Guide
2021 Benefi ts and Contribution Guide3 CONTENTSPRINCIPAL OFFICER S FOREWORD 4 CONTACT DETAILS AND REGIONAL OFFICES 6 ADDITIONAL SERVICE POINTS 8 MANAGED HEALTHCARE CONTACT DETAILS 10 DESIGNATED SERVICE PROVIDERS DSPs 11 WHY POLMED 12 SCHEME OVERVIEW 12 OUR VISION AND MISSION 12 YOUR GUARANTEE 12 POLMED WEBSITE 12 CHOOSE THE RIGHT PLAN FOR YOUR FAMILY 13 ANALYSE YOUR FAMILY S HEALTH NEEDS 13 ESTABLISH HOW MUCH COVER YOU MAY REQUIRE 13 ESTABLISH WHAT YOU ARE ABLE TO PAY TOWARDS CONTRIBUTIONS 13 OVERVIEW OF OUR PLANS 14 GENERAL GUIDELINES 20 PREVENTATIVE CARE BENEFITS 23 POLMED PLAN: MARINE 25 MARINE BENEFIT SCHEDULE 26 MARINE CONTRIBUTIONS 37 MARINE CHRONIC DISEASE LIST 38 MARINE EXTENDED CHRONIC DISEASE LIST 39 POLMED PLAN AQUARIUM 40 AQUARIUM BENEFIT SCHEDULE 41 AQUARIUM CONTRIBUTIONS 51 AQUARIUM CHRONIC DISEASE LIST 52 EXCLUSIONS
developed 2021 benefi ts and contribution as outlined in this Guide, with marginal benefi t and contribution increases. Designated Service Providers (DSPs) I am pleased to report that, in the interest of increasing access, Polmed has revised the Hospital Networks for the Marine option into an Open Hospital Network and preferential rates.
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