BENEFIT PLAN What Your Plan Covers and How …

1 BENEFIT PLAN Prepared Exclusively for The McClatchy Company Aetna Classic Care Plan What your Plan Covers and How Benefits are Paid 2 Table of Contents Schedule of 1 Preface ..21 Coverage for You and your Dependents ..21 Health Expense Coverage ..21 When your Coverage Begins .. 22 Who Can Be Covered ..22 Employees Determining if You Are in an Eligible Class Obtaining Coverage for Dependents How and When to Enroll ..23 Initial Enrollment in the Plan Late Enrollment Annual Enrollment Special Enrollment Periods When your Coverage Begins ..25 your Effective Date of Coverage your Dependent s Effective Date of Coverage How your Medical Plan Works .. 27 Common Terms ..27 About your Aetna Classic Care Medical Plan ..27 Availability of Providers How your Aetna Classic Care Medical Plan Works.

1 BENEFIT PLAN Prepared Exclusively for The McClatchy Company Aetna Classic Care Plan What Your Plan Covers and How Benefits are Paid

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