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Benefits and HR Programs - IBM

2021 Benefits and HR Programs Employee Benefit Summary IBM Benefits Summary IBM offers a competitive Benefits program, designed to support you and your family across all dimensions of health: physical, mental, social, financial, and purpose. Key features: Health Benefits Portfolio that provides strong support for your well-being and preventive care, comprehensive coverage to meet a range of medical situations, and solid protection against the cost of serious injury or illness. Retirement Program that helps build future financial security through a leading-edge 401(k) plan and other capital accumulation Programs . Income Protection in case of serious illness, injury or death, including life insurance and disability Benefits . Opportunity to follow leisure pursuits through vacation, personal leave and holiday plans.

for your share of benefit coverage through payroll deductions. Table of Contents IBM Benefits Summary Eligibility About your Health, Life and Disability Benefits ... cessation programs, you will not be eligible to receive a refund unless you complete the …

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