Benefits and HR Programs - IBM

2019 Benefits and HR Programs Employee Benefit Summary IBM Benefits Summary IBM offers a competitive Benefits program, designed to support you and your family across all dimensions of health: physical, mental, social, financial, and purpose. Key features: Health Benefits Portfolio that provides strong support for your well-being and preventive care, comprehensive coverage to meet a range of medical situations, and solid protection against the cost of serious injury or illness. Retirement Program that helps build future financial security through a leading-edge 401(k) plan and other capital accumulation Programs . Income Protection in case of serious illness, injury or death, including life insurance and disability Benefits . Opportunity to follow leisure pursuits through vacation, personal leave and holiday plans. Eligibility You are eligible for all applicable benefit Programs , except the IBM Employees Stock Purchase Plan, beginning with your first day of employment.

best-in-class member experience, with more successful health outcomes. In most cases, you must use a COE facility or your benefit will be lower. Care Management Each of the regional health plan administrators have Care Management and Disease Management programs, designed to provide expert help in managing

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