Transcription of Benefits and HR Programs - IBM
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Benefits and HR Programs - IBM
2021 Benefits and HR Programs Employee Benefit Summary IBM Benefits Summary IBM offers a competitive Benefits program, designed to support you and your family across all dimensions of health: physical, mental, social, financial, and purpose. Key features: Health Benefits Portfolio that provides strong support for your well-being and preventive care , comprehensive coverage to meet a range of medical situations, and solid protection against the cost of serious injury or illness. Retirement Program that helps build future financial security through a leading-edge 401(k) plan and other capital accumulation Programs . Income Protection in case of serious illness, injury or death, including life insurance and disability Benefits . Opportunity to follow leisure pursuits through vacation, personal leave and holiday plans.
An HMO is a managed care option. IBM offers a few regional HMO’ active employees in certain ZIP codes. You a (-’ all of your care, and typically pay a flat-dollar copayment or fee for each service. Generally, care is coordinated through a primary care physician who refers you to a specialist or hospital as needed.
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