Transcription of Benefits and HR Programs - IBM
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Benefits and HR Programs - IBM
2021 Benefits and HR Programs Employee Benefit Summary IBM Benefits Summary IBM offers a competitive Benefits program, designed to support you and your family across all dimensions of health: physical, mental, social, financial, and purpose. Key features: Health Benefits Portfolio that provides strong support for your well-being and preventive care, comprehensive coverage to meet a range of medical situations, and solid protection against the cost of serious injury or illness. Retirement Program that helps build future financial security through a leading-edge 401(k) plan and other capital accumulation Programs . Income Protection in case of serious illness, injury or death, including life insurance and disability Benefits .
Coverage: The IBM PPO and IBM PPO Plus options offer the same level of coverage. The difference between the two is the amount you pay through your paycheck and the deductible you pay when you obtain medical and mental health services. Deductible: Under PPO Plus, you will pay a higher monthly contribution for coverage but have a lower individual and
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