Transcription of BT Protection Plans - LifeCENTRAL
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BT Protection Plans - LifeCENTRAL
BT Protection PlansProduct Disclosure Statement and policy Document (PDS)Effective date: 25 February 2017 ContentsYour duty of disclosure 3 Who plays a part in your journey? 3BT Protection Plans 4 Chapter 1: Introduction 5 About this PDS 6 Types of cover available in BT Protection Plans 7 Applying for BT Protection Plans 8We re here to help when you need it 8 Features of your policy 9 Paying for your insurance 10 Ownership options 11 policy structures 12 About your policy 13 Chapter 2: Term Life, TPD and Living Insurance 14 Term Life 15 Total and Permanent Disablement 16 Living Insurance 18 Term Life, TPD and Living Insurance benefit specifics 22 Chapter 3: Income Products 37 Income Protection for individuals overview 38 Own Occupation Income Protection 40 Home Duties Income Protection 43 General Cover Income Protection 44 Income products for business Protection overview 45 Business Overheads 46 Key Person Income 47 Income product benefit specifics 48 Chapter 4: BT Protection Plans Reserve 67 Chapter 5: Interim Accident and Sickness Cover 71 Chapter 6: Making a Claim 75 Chapter 7.
BT nsurance BT Protection Plans Supplementary Product Disclosure Statement and Policy Addendum (SPDS) Effective date 28 August 2018 This SPDS is dated 28 August 2018 and supplements
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