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Bulk vs Case Reserves - An Issue of Manipulation

CASE versus BULK Reserves : AN Issue OF Manipulation Jill Bisco Candidate Department of Risk Management/Insurance, Real Estate and Legal Studies Florida State University College of Business Rovetta Business Building, Room 125A 821 Academic Way Tallahassee, FL 32306-1110 Phone: 850-644-4070 Fax: Email: Kathleen McCullough, PhD Associate Professor and State Farm Professor Department of Risk Management/Insurance, Real Estate and Legal Studies Florida State University College of Business Rovetta Business Building, Room 150 821 Academic Way Tallahassee, FL 32306-1110 Phone: Fax: Email: September 4, 20121 CASE versus BULK Reserves : AN Issue OF Manipulation ABSTRACT Prior research has not considered the allocation of loss Reserves between case and bulk Reserves when analyzing the management of loss Reserves .

1" " CASE versus BULK RESERVES: AN ISSUE OF MANIPULATION ABSTRACT Prior research has not considered the allocation of loss reserves between case and bulk

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