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Buying a Used Car - Consumer Information

Federal Trade Commission | a used CarContentsBefore You Buy a used Car ..1 Pay in Full or Finance ..2 Dealer Sales and the Buyers guide ..3 Warranties ..5As Is - No Dealer Warranty ..5 Implied Warranties ..6 Implied Warranty of Merchantability ..6 Implied Warranty of Fitness for a Particular Purpose ..7 Full and Limited Warranties ..7 Warranty Documents ..8 Unexpired Manufacturer s Warranties ..8 Service Contracts ..8An Independent Inspection Before You Buy ..10 Private Sales ..11If You Have Problems ..12 Sample Buyers guide ..141 Before you start shopping for a used car, do some homework. It may save you serious money. Consider your driving habits, what the car will be used for, and your budget. Research models, options, costs, repair records, safety tests, and mileage online and through libraries and bookstores. Before You Buy a used CarWhether you buy a used car from a dealer or an individual: Test drive the car under varied road conditions on hills, highways, and in stop-and-go traffic.

if the Buyers Guide says the car comes with a warranty and the contract says the car is sold “as is,” the dealer must give you the warranty described in the Guide.

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Used Car Buyers Guides - English - Consumer …

www.consumer.ftc.gov

BUYERS GUIDE. IMPORTANT: ... consumer purchase (except for purpose of test-driving) violates federal law (16 C.F.R. 455). FOR COMPLAINTS AFTER SALE, CONTACT:

  Guide, Consumer, Buyers, Buyers guide

IdentityTheft.gov A Recovery Guide

www.consumer.ftc.gov

3 What To Do Next Take a deep breath and begin to repair the damage. Close new accounts opened in your name. ☐ Now that you have an Identity Theft Report, call the fraud department of each business where an account was opened. • Explain that someone stole your identity.

  Identity, Theft, Identity theft, Identitytheft

Guide for Assisting Identity Theft Victims - consumer.ftc.gov

www.consumer.ftc.gov

• A victim of existing account misuse often can resolve problems directly with the financial institution, which will consider the victim’s prior relationship with the institution and the victim’s typical spending and payment patterns.

  Victims

Para informacion en espanol, visite …

www.consumer.ftc.gov

some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General.

  Rights

Annual Credit Report Request Form - Consumer …

www.consumer.ftc.gov

Annual Credit Report Request Form Once complete, fold (do not staple or tape), place into a #10 envelope, affix required postage and mail to:

  Report, Direct, Request, Consumer, Cone, Credit report request

The Truth, the Whole Truth, and Nothing But…

www.consumer.ftc.gov

FTC Fact Sheet: The Truth, the Whole Truth, and Nothing But… A dvertising has good information for people trying to decide what to buy. To make a

  Whole, Truth, Nothing, And nothing, The truth, The whole truth

A Summary of Your Rights Under the Fair Credit Reporting Act

www.consumer.ftc.gov

In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:

  Information, More, Contact, For more information

Electronic Banking - Consumer Information

www.consumer.ftc.gov

Electronic Fund Transfers Electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology in place of checks and other paper transactions. EFTs ... The federal Electronic Fund Transfer Act (EFT Act) covers some electronic consumer transactions.

  Information, Electronic, Consumer, Fund, Transfer, Banking, Electronic fund transfer, Electronic fund transfer act, Electronic fund, Electronic banking, Consumer information

s a public service, the staff of the Federal Trade ...

www.consumer.ftc.gov

prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. Code as published by the Government Printing Office, the format of this text does differ in minor ways from the Code (and from

  Reporting, Texts, Direct, Fair, Fair credit reporting act

Red Flags of Identity Theft - Consumer Information

www.consumer.ftc.gov

Red Flags of Identity Theft WHAT TO KNOW WHAT TO DO. ... Call one of the nationwidecredit reporting companies, and ask for a fraud alert on your credit report. The company you call must contact the other two so they can put fraud alerts on your files.An initialfraud alert is good for 90 days.

  Information, Identity, Consumer, Fraud, Flag, Theft, Identity theft, Red flags, Consumer information

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