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By Harold J. Adkins - hamsil.com
118 Uninsured Motorist and Underinsured Motorist Coverage CompendiumLouisianaBy Harold J. AdkinsUninsured CoveragesIs UM coverage mandatory or discretionary?UM and UIM coverage is mandatory with limits equal to the bodily injury liability limits, unless the insured has validly rejected or selected lower limits on a form prescribed by the commissioner of insur-ance. An insured may change the original UM/UIM selection or rejection at any time during the life of the policy by submitting a new UM/UIM selection or rejection to the insurer on the form prescribed by the commissioner of insurance. See La. Rev. Stat. 22:1295(1)(a)(ii); Duncan v. Ins. Co., 2006-363 (La. 11/29/06); 950 So. 2d UM coverage governed by a statutory scheme? Are there any landmark cases?Yes. La. Rev. Stat. 22:1295; Duncan v. Ins. Co., 2006-363 (La. 11/29/06); 950 So. 2d the insured reject UM coverage in writing?
118 Uninsured Motorist and Underinsured Motorist Coverage Compendium Louisiana By Harold J. Adkins Uninsured Coverages Is UM coverage mandatory or discretionary? UM and UIM coverage is mandatory with limits equal to the bodily injury liability limits, unless the
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