Transcription of CALIFORNIA HOUSING FINANCE AGENCY CalHFA FHA Loan …
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CALIFORNIA HOUSING FINANCE AGENCY CalHFA FHA Loan …
CALIFORNIA HOUSING FINANCE AGENCY . CalHFA FHA. loan Program LAST REVISED: FEBRUARY 1, 2018. CalHFA FHA loan PROGRAM. Table of Contents I. Program Summary 1. II. Eligibility 1. a. Borrower Requirements b. Eligible Homebuyers c. Homebuyer Education d. Owner Occupancy e. Property Requirements f. Lender Eligibility Requirements 3. g. Broker Eligibility Requirements III. Underwriting & Compliance 3. a. Transaction type b. Term c. FHA's Section of the Act d. LTV and CLTV e. Maximum loan Amount f. FHA High Balance loan Limits g. Maximum Sales Price Limits h. Income & Sales Price Limits i. Income Requirements 4. j. Qualifying Income vs. Program Compliance Income k. Maximum Program Compliance Income Limits l. Family income includes: m. Family income excludes: n. Qualifying Ratios 5. o. Minimum Credit Score p. Automated Underwriting q. Sales Concessions/Contributions r. Miscellaneous Lakeview loan Servicing Underwriting Guidelines 6. IV. Subordinate Financing 6.
Jan 01, 2019 · CALHF H LOA ROGRAM 2019 ALiFORNi OUSiNG iNANCE GENCY www.calhfa.ca.gov 8779.CalHFA 877922.5432) 3 (continued on next page)Underwriting & Compliance Transaction type Purchase transactions only
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