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CENTERS FOR MEDICARE & MEDICAID SERVICES 2020

2020 Choosing a Medigap Policy:A Guide to Health Insurance for People with MedicareCENTERS FOR MEDICARE & MEDICAID SERVICESThis official government guide has important information about: MEDICARE Supplement Insurance (Medigap) policies What Medigap policies cover Your rights to buy a Medigap policy How to buy a Medigap policyDeveloped jointly by the CENTERS for MEDICARE & MEDICAID SERVICES (CMS) and the National Association of Insurance Commissioners (NAIC) Who should read this guide? This guide can help if you re thinking about buying a MEDICARE Supplement Insurance (Medigap) policy or already have one. It ll help you understand how Medigap policies work. Important information about this guideThe information in this guide describes the MEDICARE Program at the time this guide was printed. Changes may occur after printing. Visit , or call 1 800 MEDICARE (1 800 633 4227) to get the most current information.

sell you a Medigap policy if you have coverage through Medicaid or a Medicare Advantage Plan. The next few pages provide a brief look at Medicare. If you already . know the basics about Medicare and only want to learn about Medigap, skip to …

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