Transcription of CHAPTER 6: UNDERWRITING THE LOAN SECTION 1: …
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CHAPTER 6: UNDERWRITING THE LOAN SECTION 1: …
HB-1-3550 SECTION 1: OVERVIEW OF THE UNDERWRITING PROCESS INTRODUCTION The UNDERWRITING process brings together the applicant eligibility requirements discussed in CHAPTER 4 and the property requirements discussed in CHAPTER 5 with the loan and subsidy requirements that are discussed in detail in this CHAPTER . By putting all of this information together, the Loan Originator can determine the applicant s repayment ability, whether a loan can be approved, and the amount of the loan. This CHAPTER is structured as follows: SECTION 1 reviews the concept of UNDERWRITING ; SECTION 2 describes loan terms and requirements; SECTION 3 provides policies and procedures for determining whether the applicant is eligible for payment subsidy and the amount of the subsidy; and Sectio
in Chapter 4 and the property requirements discussed in Chapter 5 with the loan and subsidy ... construction, repairs, or the cost of relocating a dwelling, eligible dwelling-related costs include: ... • The borrower’s share of Social Security taxes and similar taxes for labor hired by the
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