Transcription of CHAPTER 9: INCOME ANALYSIS - Rural Development
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CHAPTER 9: INCOME ANALYSIS - Rural Development
HB-1-3555 (03-09-16) SPECIAL PN 9-1 Revised (03-31-21) SPECIAL PN CHAPTER 9: INCOME ANALYSIS 7 CFR INTRODUCTION The lender is responsible to confirm applicants and households meet eligibility criteria for the Single Family Housing Guaranteed Loan Program (SFHGLP). Lenders must calculate and document annual, adjusted, and repayment INCOME . The guidance provided applies to both manually underwritten loans and loans that utilize the Agency s automated underwriting system, GUS. SECTION 1: ELIGIBILITY INCOME OVERVIEW The SFHGLP assists very-low, low, and moderate- INCOME households.
overtime pay, commissions, fees, tips, bonuses, housing allowances and other compensations for personal services of all adult members of the household, unless they meet the exclusion criteria of 3555.152(b)(2) and Attachment 9-A. Documented cost of living allowances or wage increases that will be effective on
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