Transcription of CHAPTER 9: INCOME ANALYSIS - USDA Rural Development
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CHAPTER 9: INCOME ANALYSIS - USDA Rural Development
HB-1-3555 (03-09-16) SPECIAL PN 9-1 Revised (03-31-21) SPECIAL PN CHAPTER 9: INCOME ANALYSIS 7 CFR INTRODUCTION The lender is responsible to confirm applicants and households meet eligibility criteria for the Single Family Housing Guaranteed Loan Program (SFHGLP). Lenders must calculate and document annual, adjusted, and repayment INCOME . The guidance provided applies to both manually underwritten loans and loans that utilize the Agency s automated underwriting system, GUS. SECTION 1: ELIGIBILITY INCOME OVERVIEW The SFHGLP assists very-low, low, and moderate- INCOME households. Therefore, the lender must certify that any household that requests a loan guarantee does not exceed the adjusted annual INCOME threshold for the applicable state and county where the dwelling is located.
HB-1-3555 (03-09-16) SPECIAL PN 9-1 Revised (03-31-21) SPECIAL PN CHAPTER 9: INCOME ANALYSIS 7 CFR 3555.152 . 9.1 INTRODUCTION . The lender is responsible to confirm applicants and households meet eligibility
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