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Combined Product Disclosure Statement and Financial ...
Combined Product Disclosure Statement and Financial Services GuideTravel Insurance2 Woolworths Travel InsurancePart A: Product Disclosure Statement (PDS) 3 Welcome to Woolworths Travel insurance 3 Things you should know up front 3 Product Disclosure Statement (PDS)Certificate of InsuranceWho can purchase this PolicyHow to get the most out of Your PolicySummary of cover 5 Table of BenefitsSports and leisure activitiesPre-existing Medical ConditionsPregnancyOptional benefitsPolicy options 11 Our Policy OptionsSpecial destinationsPeriod of InsuranceExtension of coverImportant matters 14 Who is the insurerYour Duty of DisclosureWhat You payCooling off periodHow We protect Your PrivacyFinancial Claims Scheme and Compensation ArrangementsThe General insurance Code of PracticeIf You have a complaintJurisdiction and governing lawChanges to the PDSG eneral adviceWords with special meaning 17 Your cover 20 Section 1: Overseas emergency medical assistanceSection 2: Overseas emergency medical and Hospital expenses Section 3: Cancellation or Amendment Costs Section 4: Additional expenses Section 5: Hospital cash allowance Section 6: Accidental death Section 7: Permanent Disability Section 8: Loss of income Section 9: Travel documents, credit cards and travellers cheques Section 10: Theft of cash Section 11: Luggage and Personal Effects Section 12: Delayed Luggage and Personal Effects Section 13: Travel delay expenses Section 14: Special events S
Product Disclosure Statement (PDS) You should read the PDS before purchasing this insurance. Your Policy is made up of this PDS, the Certificate of Insurance and any other change to the terms of the Policy otherwise advised by Us in writing (such as an endorsement or Supplementary PDS) which may vary or modify the above documents. Together they
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