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COMMERCIAL AUTOMOBILE UNDERWRITING GUIDELINES

Ed. July 2013 1 COMMERCIAL AUTOMOBILE UNDERWRITING GUIDELINES Navigate using Bookmarks Effective July 10, 2013 For Hire Trucking Prohibited Class NJ and NY no longer authorized for COMMERCIAL Auto Updated MVR Violations Table COMMERCIAL Auto UNDERWRITING Contacting us: Sending Policies, Endorsements and Documentation by email All to Sending Submissions All to Claims by email All Phone and email 800-456-8458 (CO) 877-251-3422 (AZ) Ed. July 2013 2 Table of Contents Page Risk Selection 3 For Hire vs. Not For Hire definition Alphabetical List by Class Description or Commodity Hauled 3 3 Roadmaps 19 Boat Haulers 19 Cargo (Package and Monoline) 20 Contingent Lease 23 Contractor 25 Driver Training School 26 Dump & Ready-Mix/Cement 27 Low Speed Vehicle 28 Public 29 Security Patrol 32 Wildfire Service Vehicles 32 Wrecker/Repo 33 Binding Authority 36 Liability Limits & Coverages 36 Physical Damage Limits & Coverages 37 Pricing Authority 38 Submit List 39 Decline List 40 Weather Restrictions 40 First In rule 41 Schedule Rating 42 Instructions 42 Use of Plan 42 Forms by State 43 Driver Selection Guide 44 Ordering Motor Vehicle Records 44 Electronic MVR Or

Lumberyard A 99 99=Building supplier or lumberyard transporting owned goods Building Wrecking Operations 79 Dump 79=Dump trucks; company code 122730 Building Wrecking Operations 89 Contractor 89=Contractor units with GVW less than 45,000 lbs A 99 99=Hauling owned building wrecker equipment or ...

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