Transcription of ConocoPhillips SAVINGS PLAN
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ConocoPhillips SAVINGS PLAN
ConocoPhillipsSAVINGS PLANE ffective Jan. 1, 20162016 Contact Information 2 Legal Information 2 Introduction 3 Plan Highlights 4 Who Is Eligible 5 How to Enroll 5 Contributions to the Plan 5 Employee Contributions 5 Changing Your Contributions 5 Company Contributions 6 Company Matching and Discretionary Contributions 6 Company Contributions in Lieu of Pension (CILP) 7 Rollover Contributions 7 Vesting 7 Annual IRS Limits 7 Before-Tax and Roth 401(k) Contribution Limit 7 Annual Additions Limit 8 Annual Compensation Limit 8 Nondiscrimination Limits 8 Investing Your Contributions 8 Investment Options 8 Changing Your Investment Allocation 9 Current Contributions 9 Existing Account Balances 9 Exchange Rules 10 Single Stock Fund Transactions 10 Your Plan Account 11 Valuation of Your Account 11 Account Statements 11 Plan Loans 11 Number and Terms of Loans 12 Loan Amounts 12 Source of Loan Proceeds 12 Loan Fees 12 Loan Interest Rate 13 Loan Repayments 13 Loan Payoff 14 Investment of Your Loan Payments 14 Missed Loan Payments 15 Loan Default 15 Withdrawals from the Plan during Employment 16 Special Rules for Hardship Withdrawals 17 Withdrawal Payment Options 18 Timing of Withdrawal Requests 1812016 Distributions from the Plan 19 Distribution upon Termination of Employment 19 Distributions upon Death 19 Required Minimum Distributions 20 Di
a copy of this SPD has been delivered, upon his or her written or oral request, a copy of the documents incorporated by reference in Item 3 of Part II of the Registration Statement (other than exhibits to such
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