Transcription of ConocoPhillips SAVINGS PLAN
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ConocoPhillips SAVINGS PLAN
ConocoPhillipsSAVINGS PLANE ffective Jan. 1, 20162016 Contact Information 2 Legal Information 2 Introduction 3 plan Highlights 4 Who Is Eligible 5 How to Enroll 5 Contributions to the plan 5 Employee Contributions 5 Changing Your Contributions 5 Company Contributions 6 Company Matching and Discretionary Contributions 6 Company Contributions in Lieu of Pension (CILP) 7 Rollover Contributions 7 Vesting 7 Annual IRS Limits 7 Before-Tax and Roth 401(k) Contribution Limit 7 Annual Additions Limit 8 Annual Compensation Limit 8 Nondiscrimination Limits 8 Investing Your Contributions 8 Investment Options 8 Changing Your Investment Allocation 9 Current Contributions 9 Existing Account Balances 9 Exchange Rules 10 Single Stock Fund Transactions 10 Your plan Account 11 Valuation of Your Account 11 Account Statements 11 plan Loans 11 Number and Terms of Loans 12 Loan Amounts 12 Source of Loan Proceeds 12 Loan Fees 12 Loan Interest Rate 13 Loan Repayments 13 Loan Payoff 14 Investment of Your
2016 CONTACT INFORMATION Vanguard is the Plan recordkeeper. Contact Vanguard if you have questions about the Plan or for any other Plan-related
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