Transcription of CONSUMER DEPOSIT ACCOUNTS - Synchrony Bank
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CONSUMER DEPOSIT ACCOUNTS - Synchrony Bank
CONSUMER DEPOSIT ACCOUNTSS ynchrony Bank CONSUMER DEPOSIT account Agreement and Disclosures Effective February 9, 2021 ABOUT THE account AGREEMENT This is an Agreement between you and Synchrony Bank for your DEPOSIT account . When you sign your Signature Card, or open or use your account , you agree to the terms of this Agreement. This Agreement includes the Signature Card and the account opening letter (which, among other things, includes the rates applicable to your account ). This Agreement replaces any other prior account agreement, but does not replace any separate agreement relating to your account . Please read this Agreement carefully and keep it in a safe place. The Bank, we, our, and us refer to Synchrony Bank. You and your refer to the person(s) who maintains an account with us, individually and collectively, and any person authorized to manage the account , such as a custodian, trustee, executor or agent under a power of attorney.
Certificate of Deposit (“CD”) Annual Percentage Yield (“APY”) and Interest Rate – The APY on your CD assumes interest remains on deposit until maturity. The interest rate on your CD is fixed for the term of the CD. The APY and interest rate for your CD will be provided to you when you open a CD. Withdrawals will reduce earnings.
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