Transcription of CONTENTS
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BNSF Retirement Plan (Pension Plan for Salaried Employees) 2 To Table of CONTENTS To Defined Terms CONTENTS HOW THE PENSION PLAN WORKS IN BRIEF .. 4 BNSF Pays the Full Cost .. 4 Plan Closed to New Participants .. 4 Receiving Your Benefit After You Retire .. 4 Vesting .. 5 Prior Employment with Other Berkshire Hathaway Companies .. 5 Estimate Your Pension Benefit with the Online Estimator .. 5 PURPOSE OF THIS SPD .. 6 Your User s Guide .. 6 Limitations of this summary .. 6 INTRODUCTION TO THE BNSF PENSION PLAN .. 7 PARTICIPATING IN THE PLAN .. 7 Who Is Eligible? .. 7 When Does Participation Start? .. 7 When Does My Pension Benefit Stop Growing? .. 8 Retirement Benefit Transition Election .. 8 HOW THE PENSION PLAN WORKS .. 9 How Service Is Counted .. 9 When You Become Eligible for benefits .. 11 How Retirement benefits Are Calculated .. 12 Benefit Payment .. 22 How to Elect an Optional Form of Payment .. 24 How to Apply for a Benefit .. 25 OTHER INFORMATION YOU SHOULD KNOW.
Limitations of this Summary The Plan is fully described in a legal Plan Document that covers a wide range of circumstances and defines the terms of the Plan. It is the intent of this SPD to describe accurately the benefits and related provisions of the Plan. However, if there is any inconsistency between this SPD and the Plan Document, the terms of
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