Transcription of CREDIT ADMINISTRATION Problem Loans: Early …
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CREDIT ADMINISTRATION Problem Loans: Early …
CREDIT ADMINISTRATIONT ommy M. Onich is President at TCMI, St. Catharines, Ontario. Contact him at Loans: Early detection for LendersBy Tommy M. Onich A small loan written off requires a large and producing loan as an ago I trained as a commercial lender in the Canadian banking system. This was a conser-vative lending environment the antithesis of what we have recently seen in the CREDIT markets. In this environment we owned the loans that we made. They were not sold or packaged and stayed as part of our individual portfolios even when they went bad. The issue of profi tability was ubiquitous, and we were always cognizant of the fact that a small loan written off required a large and producing loan as an extensive training was supervised by crusty and seasoned lenders.
CREDIT ADMINISTRATION Tommy M. Onich is President at TCMI, St. Catharines, Ontario. Contact him at tonich@vaxxine.com. Problem Loans: Early Detection for Lenders By Tommy M. Onich
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