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Debtors’ Rights - Consumer Action

Managing project of Consumer ActionDebtors RightsProtecting yourself from debt collection lawsuitspage 2 Your Rights when you owe a debtWhen a debt collector contacts youAvoiding debt collection scamsCommunicating with a collectorDebt collection and your credit reportAvoiding legal actionBankruptcyResponding to a lawsuitMandatory arbitrationPreparing for the hearingIf you lose the caseFree and low-cost legal helpFiling a complaint3679101012131617182122 Page SectionDebtors RightsProtecting yourself from debt collection lawsuitspage 3If you are at risk of being sued for an unpaid debt or you are already facing a lawsuit filed by a debt collector, you need to know your Rights and options. Federal and state laws regulate what collectors can and can t do.

A project of Consumer Action Debtors’ Rights Protecting yourself from debt collection lawsuits. page 2 Your rights when you owe a debt When a debt collector contacts you Avoiding debt collection scams Communicating with a collector Debt collection and your credit report Avoiding legal action

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