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Deposit Account Disclosures - SunTrust

Funds Availability Policy Disclosure forDeposit Accounts64691-6 Funds 14/30/20 3:51 PM1In compliance with the Expedited Funds Availability Act, implemented by Regulation CC, SunTrust Bank s Funds Availability Policy Disclosure provides information regarding when deposited funds will be available to you for withdrawal and the payment of retain this disclosure for your Funds 14/21/20 12:29 PM2 Table of Contents Policy ..3 Immediate Availability ..3 Next-Day Availability ..3 Collection of Rejected and Returned Items.

Special Rules for New Account Holders If you are a new customer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total

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