Transcription of Developments in Co-operative Banking
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Developments in Co-operative Banking
Developments in Co-operative BankingChapter IV1 Under the Banking Regulation Act, 1949 only Urban Co-operative Banks (UCBs), State Co-operative Banks (StCBs) andCentral Co-operative Banks (CCBs) are qualified to be called as banks in the Co-operative sector. The discussion in thisChapter also covers issues relating to other credit co-operatives viz., Primary Agricultural Credit Societies (PACS) and thelong-term structure of rural credit co-operatives. Data on scheduled urban Co-operative banks relate to 2003-04, while thosefor others pertain to Co-operative Banking system, with twobroad segments of urban and rural co-operatives,forms an integral part of the Indian financialsystem.
from being serviced by the branches of Regional Rural Banks (RRBs) and the rural/semi-urban branches of commercial banks. However, in the State of Andhra Pradesh, the co-operative structure is integrated combining both short-term and long-term structures. 4.3 The regulation and supervision of co-operative banks poses several challenges in
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