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Digital Banking Benchmark - Deloitte

Deloitte Luxembourg Digital Banking BenchmarkImproving the Digital performance2 3 Executive summary 4 Quick overview of the performance and identified weaknesses of retail banks 6 Constantly changing operating conditions 8 Eight dimensions of the customer journey 10 Web Banking 12 Mobile Banking 22 Example of a fully Digital bank 26 Conclusion 28 ContentsThe information/data contained herein is based on the circumstances at the date of the document, in the specific jurisdiction as analysed by Deloitte on a best endeavours basis and is therefore subject to change at any time.

data, and millennials, the internet-born generation, require new services to satisfy their requirements in terms of customer experience. Non-traditional competitors enter the banking market prepared to satisfy those needs. FinTechs, with their light structures and young brand image, focus on cutting-edge services not

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